Capital Lending

Apply in minutes.

Secure online application. Save your progress and finish anytime.

No credit impact to start No obligation Encrypted
NMLS #2739502 · CA DRE #02313706 · Loan Officer NMLS #930936
Application below
Secure application portal

Your application.

Hosted on our encrypted lending portal. For the best experience on a phone, open it in its own window.

Open in new window

Load the secure application

The application opens here on this page. You can also launch it in its own dedicated window.

Encrypted transmission· No impact to your credit score to begin· No obligation
Before you start

What to have on hand.

You don't need all of it to begin — the portal saves as you go.

Government-issued photo ID
Social Security number
Two most recent pay stubs
W-2s or 1099s, past two years
Tax returns, past two years
Two months of bank statements
Employer name, address and phone
Property address, if identified
Mortgage statement, if refinancing
Business returns and P&L, if self-employed
What happens next

From application to terms.

01

Create your account

Register in the portal. Progress is saved, so you can stop and return.

02

Complete the 1003

Income, assets, employment and property details.

03

Upload documents

Attach supporting files in the portal rather than by email.

04

Review together

We review the file and walk you through your options.

Your loan officer

A licensed originator, start to close.

DFPhoto to come

David Fang

Loan Officer · MDS Capital Lending
NMLS ID #930936
(559) 207-1717 · David@MDSPropertiesLTD.com
4785 E McKinley Ave., Suite 101, Fresno, CA 93703
Important disclosures

Licensing & consumer information.

Licensing

MDS Properties Ltd. is a licensed mortgage originator and real estate brokerage. Company NMLS Unique Identifier #2739502. California Department of Real Estate Broker License #02313706. David Fang, Loan Officer, NMLS ID #930936.

NMLS Consumer Access

You may confirm our licensing, and the licensing of any individual loan originator, free of charge through the Nationwide Multistate Licensing System Consumer Access website: nmlsconsumeraccess.org.

Not a commitment to lend

Submitting an application does not constitute a loan approval, a commitment to lend, or a guarantee of any particular rate or term. All loans are subject to credit review, income and asset verification, property appraisal, underwriting approval, and program eligibility. Rates, terms and programs are subject to change without notice. Not all applicants will qualify.

Information security & privacy

Your application is transmitted over an encrypted connection to our secure lending portal. We collect personal and financial information solely to evaluate your request and to satisfy applicable lending regulations. We do not sell your personal information.

Credit inquiries

Beginning an application does not by itself affect your credit score. A hard credit inquiry, which may affect your score, is performed only with your authorization as your file moves toward underwriting. You will be told before that occurs.

Fair lending

It is illegal to discriminate against any person on the basis of race, color, religion, sex, handicap, familial status, national origin, or because all or part of a person's income derives from a public assistance program. We comply with the Equal Credit Opportunity Act and the Fair Housing Act.

Equal Housing Opportunity Lender. We are pledged to the letter and spirit of United States policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.